Underwater & Drowning

I took a look at the Homeowner Affordability and Stability Plan. It gives many people a lifeline, but many more are still drowning. there is no way the government can bail everyone out, and it just doesn't seem fair to help a select few. It looks to me like some of the provisions are going to keep the situation going forward with no real heal for the basic problem - real estate has become unaffordable for all but the affluent.